Afterpay

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    • You don't need to register prior to making your first Afterpay purchase.

    When you are making a purchase with one of our favorite stores found in the Shop Directory, simply choose Afterpay as your payment method at checkout. If it’s your first time using Afterpay, you will provide payment details as usual to complete your purchase.

    Once your first order is approved, your Afterpay account is created. All you need to do is visit www.afterpay.com to set up a password, and you will be able to make more purchases using Afterpay by simply entering your log in details upon checkout.

    To be eligible to use Afterpay you must:

  • be an individual who is at least 18 years old (19 years old in Alabama or if you are a ward of the state in Nebraska);
  • be a resident of the United States and reside within one of the 50 states or the District of Columbia;
  • be capable of entering into a legally binding contract; have a valid and verifiable email address and mobile telephone number;
  • provide a valid delivery address in the United States; and
  • be authorized to use the Payment Method provided (US-issued debit or credit card and AMEX)

    • You will more than likely pay the first installment of the purchase price at the time you place the order. If you have been shopping with Afterpay for some time, and have a really good repayment history., you may find that we defer taking the first payment until 2 weeks (15 days for residents of California) after you make your purchase.

    In all cases you will be notified on screen if the first payment is due at the time of the purchase. We also send you a confirmation email outlining the amounts and dates that the payments are due.

    First payment higher than the other three?

    For some purchases, if your total order amount exceeds your Afterpay-approved spending limit the first payment may be higher than subsequent payments. Afterpay will show you how the installments are split before you pay.

    You will more than likely pay the first installment of the purchase price at the time you place the order. If you have been shopping with Afterpay for some time, and have a really good repayment history., you may find that we defer taking the first payment until 2 weeks (15 days for residents of California) after you make your purchase.

    In all cases you will be notified on screen if the first payment is due at the time of the purchase. We also send you a confirmation email outlining the amounts and dates that the payments are due.

    First payment higher than the other three?

    For some purchases, if your total order amount exceeds your Afterpay-approved spending limit the first payment may be higher than subsequent payments. Afterpay will show you how the installments are split before you pay.

    Afterpay allows retailers to offer instalment plans for online shoppers, allowing a purchase to be paid for in four installments, due every 2 weeks.

    Simply shop with one of your favorite stores found in the Shop Directory and choose Afterpay as your payment method at checkout. First-time shoppers provide payment details as usual, returning shoppers simply log in to make their purchase. It’s that easy!

    After you check out, the goods will be shipped to you by the retailer. At any time, you can log in to your Afterpay account to see your payment schedule and make a payment before the due date. Otherwise we will automatically take the money from your AMEX, debit or credit card on your payment due dates.

    Please Note: Afterpay does not approve 100% of orders. We are committed to ensuring we support responsible spending.

    When determining which orders to approve, we consider a number of different factors. As an example, the longer you have been a shopper using Afterpay and the more orders you have successfully repaid, the more likely you will be able to spend more.

    Things to consider:

  • are there sufficient funds on your card (generally we look to see the first installment amount available to spend)
  • length of time you have been using Afterpay (tighter in the first 6 weeks)
  • amount you have to repay, it may help to pay some off (not a guarantee)
  • the value of the order you are trying to place, it may help to reduce the value of your shopping cart (not a guarantee)
  • the number of orders you currently have 'open' with us (not a guarantee)

    • Whilst we know it can be frustrating to not know exactly how much you can spend each time or how many active orders you can have, our rules and approval process help Afterpay responsibly offer a completely free service to shoppers.

    Afterpay is a payment service offered by US online retailers for shoppers who:

  • Are a resident and reside within one of the 50 states or the District of Columbia. Afterpay is not available in US Territories.
  • Are at least 18 years old; (19 years old in Alabama or if you are a ward of the state in Nebraska)
  • Are capable of entering into a legally binding contract;
  • Have a valid and verifiable email address and mobile number;
  • Provide a valid delivery address in the United States;
  • Be authorized to use the US-issued credit or debit card or AMEX to make the purchase

    • Afterpay is a free service offered by retailers to shoppers - there are no upfront fees charged or any interest incurred.

    The only fees that may be incurred by shoppers are late fees if your scheduled payments are unsuccessfully processed and, after being notified, you do not log in to your Afterpay account to make your payment via a different method.

    Late fees for shoppers in the USA are capped at 25% of the order value.

    We understand how important security is so we ensure that your personal information is protected. Afterpay is a PCI DSS Level 1 certified compliant Service Provider organisation.

    PCI DSS is a comprehensive set of requirements created by the Payment Card Industry Security Standards Council to enhance cardholder data security and to ensure the safe handling and storage of sensitive credit card information and data.

    This is the highest level of security in the payment industry.